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Tips for Purchasing a New Home

Buying a home is a big deal. Whether you are looking to buy your first home or sell your current home and expand, finding and purchasing a home can be stressful. The tips below can make buying a home easy. If you are looking to buy a home, contact our realtors in Rochester, NY.

Figure out how much you can afford

Buying a home is a large expense. Having a mortgage too large to pay can create a burden and make it difficult to pay daily expenses or save for retirement. A good rule of thumb is to keep your mortgage, taxes, and insurance between 25 and 30 percent of your income. It is essential to plan out payments before purchasing a home. After figuring out your price range, connect with a WCI realtor in Rochester, NY from our team and find the perfect home for your budget.

Find a Knowledgeable Realtor

After figuring out what you are looking for in a home and getting pre-approved for a loan, it is essential to find a knowledgable realtor to help you find your dream home. Assure that your realtor listens to your wants and needs, while staying within your budget. Make sure your realtor offers you several different options, and can negotiate terms you are happy with. Our team at WCI Realty in Rochester, NY can provide you many options to suit your every need when looking to buy a home.

Request a Home Inspection

Before buying a home, make sure to request a home inspection. A home inspector will look for hidden problems within your home. Inspections can reveal issues that may prevent you from buying a home. These problems may include roofing problems or foundation problems. Performing a home inspection can save you thousands of dollars on future repairs, as well as allow you to negotiate a lower price if repairs are needed. It’s a good idea to perform an independent home inspector to ensure everything is thoroughly checked out. Taking the time to find a good and honest home inspector can save you a lot of money in the long run. Our realtors in Rochester, NY can help you connect with a great home inspector, and negotiate any repairs they may find.

Buying a home can be a long process. It is essential to figure out what you are looking for, and how much you can afford. At WCI Realty in Rochester, NY, our team of expert realtors can assure you find the home to suit your every need within your budget.

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